On Saturday, February 1, Heather Miller, branch operations supervisor, from the State Bank of Arthur shared information about identity theft and fraud and how to combat different scams. She advised to check your credit report at least once a year and don’t hesitate to call your bank if you are concerned about a call or email you received. There are many different types of scams including work at home schemes, charity fraud, online dating scams, tech support scams, health care scams and those purportedly from the IRS or Social Security threatening you with arrest if you don’t respond. The worst are those who prey on older people who receive a call from a ‘grandchild’ who is in trouble. The caller has just enough information to make it sound plausible and they do not hesitate to play on emotions. Two very important things to remember: if it sounds too good to be true, it is and NEVER give any information out over the phone to someone who has called you. Packets with all the information on this subject are available at the State Bank of Arthur or you can call the Federal Trade Commission at 1-877-382-4357 to report a scam.